{"id":125,"date":"2026-05-22T09:18:17","date_gmt":"2026-05-22T00:18:17","guid":{"rendered":"https:\/\/jusikrank.pe.kr\/?p=125"},"modified":"2026-05-22T09:18:17","modified_gmt":"2026-05-22T00:18:17","slug":"%ec%9e%85%ec%82%ac-1%eb%85%84%ec%b0%a8%ea%b0%80-%eb%a7%88%ec%b3%90%ec%95%bc-%ed%95%a0-%ec%9e%ac%eb%ac%b4-%eb%aa%a9%ed%91%9c-%ec%b2%b4%ed%81%ac%eb%a6%ac%ec%8a%a4%ed%8a%b8","status":"publish","type":"post","link":"https:\/\/jusikrank.pe.kr\/?p=125","title":{"rendered":"\uc785\uc0ac 1\ub144\ucc28\uac00 \ub9c8\uccd0\uc57c \ud560 \uc7ac\ubb34 \ubaa9\ud45c \uccb4\ud06c\ub9ac\uc2a4\ud2b8"},"content":{"rendered":"
\n

\n\uc785\uc0ac \uccab \ud574\uac00 \ub05d\ub098\uac08 \ub54c\ucbe4, \ubb38\ub4dd \uc774\ub7f0 \uc0dd\uac01\uc774 \ub4e0\ub2e4.
\n“\ub098 1\ub144 \ub3d9\uc548 \ubb50 \ud588\uc9c0? \ub3c8\uc740 \uc5bc\ub9c8\ub098 \ubaa8\uc558\uc9c0?”
\n\uadf8\ub7f0\ub370 \ub9c9\uc0c1 \ud1b5\uc7a5\uc744 \ubcf4\uba74 \uc22b\uc790\uac00 \uc0dd\uac01\ubcf4\ub2e4 \uc801\uace0, \uc815\ud655\ud788 \ubb58 \ud574\ub1a8\ub294\uc9c0\ub3c4 \ud750\ub9bf\ud558\ub2e4.
\n\uc6d4\uae09\uc740 \uaf2c\ubc15\uaf2c\ubc15 \ub4e4\uc5b4\uc654\ub294\ub370 \uc190\uc5d0 \uc7a1\ud788\ub294 \uac8c \uc5c6\ub294 \ub290\ub08c, \ub098\ub9cc \uadf8\ub7ac\ub358 \uac74 \uc544\ub2d0 \uac70\ub2e4.\n<\/p>\n

\n\ub098\ub294 \uc785\uc0ac 1\ub144\uc774 \ub410\uc744 \ub54c \ub3cc\uc544\ubcf4\ub2c8\uae4c \ube44\uc0c1\uae08\ub3c4 \uc81c\ub300\ub85c \uc5c6\uace0, \uc5f0\uae08\uc800\ucd95\uc740 \uac00\uc785\ub9cc \ud574\ub193\uace0
\n\uc790\ub3d9\uc774\uccb4\ub3c4 \uc548 \uac78\uc5b4\ub480\uace0, \uc18c\ube44\uac00 \uc5b4\ub514\uc11c \uc0c8\ub294\uc9c0\ub3c4 \ubab0\ub790\ub2e4.
\n\uadf8\ub0e5 \uc4f0\uace0 \uc870\uae08 \ub0a8\uc73c\uba74 \uc800\ucd95\ud588\ub358 \uac70\ub2e4. \uadf8\uac8c \uc5bc\ub9c8\ub098 \ube44\ud6a8\uc728\uc801\uc778 \ubc29\uc2dd\uc778\uc9c0\ub97c
\n2\ub144\ucc28\uc5d0 \ub4a4\ub2a6\uac8c \uae68\ub2ec\uc558\ub2e4.\n<\/p>\n

\"\uc785\uc0ac<\/figure>\n

\n\uc774 \uae00\uc740 “\uc785\uc0ac 1\ub144\ucc28\uac00 \ub05d\ub098\uae30 \uc804\uc5d0 \ub9c8\uccd0\uc57c \ud560 \uc7ac\ubb34 \ubaa9\ud45c”\ub97c \uad6c\uccb4\uc801\uc73c\ub85c \uc815\ub9ac\ud55c \uccb4\ud06c\ub9ac\uc2a4\ud2b8\ub2e4.
\n\uac70\ucc3d\ud55c \ubaa9\ud45c\uac00 \uc544\ub2c8\ub2e4. \uc9c0\uae08 \ub2f9\uc7a5 \ud560 \uc218 \uc788\ub294 \uac83\ub4e4\uc778\ub370, \uc548 \ud558\uace0 \uc788\uc73c\uba74 2\ub144\ucc28\u00b73\ub144\ucc28\uac00 \ub3fc\ub3c4 \uc548 \ud558\uac8c \ub418\ub294 \uac83\ub4e4\uc774\ub2e4.
\n\ud558\ub098\uc529 \uc810\uac80\ud574\ubcf4\uba74\uc11c \uc544\uc9c1 \ubabb \ud55c \uac8c \uc788\ub2e4\uba74 \uc9c0\uae08\uc774\ub77c\ub3c4 \uc2dc\uc791\ud560 \uc218 \uc788\ub2e4.\n<\/p>\n

\n\uccb4\ud06c\ub9ac\uc2a4\ud2b8 \uc804\uccb4 \ud56d\ubaa9<\/h2>\n

\n7\uac00\uc9c0 \ud56d\ubaa9\uc774\ub2e4. \uc804\ubd80 \ub2e4 \uc644\ub8cc\ud588\uc73c\uba74 \uc785\uc0ac 1\ub144\ucc28 \uc7ac\ubb34 \uad00\ub9ac\ub294 \ud569\uaca9\uc774\ub2e4.
\n\uba87 \uac1c\ub098 \uc644\ub8cc\ud588\ub294\uc9c0 \uc194\uc9c1\ud558\uac8c \uccb4\ud06c\ud574\ubcf4\uc790.\n<\/p>\n

\"\uc785\uc0ac
\u25b2 \uc911\uc694\ub3c4\ub294 \ub192\uc9c0\ub9cc \ub2ec\uc131\ub960\uc774 \ub0ae\uc740 \ud56d\ubaa9\uc77c\uc218\ub85d \uc9c0\uae08 \ub2f9\uc7a5 \ud589\ub3d9\uc774 \ud544\uc694\ud558\ub2e4<\/figcaption><\/figure>\n

\n\u2460 \ube44\uc0c1\uae08 150~300\ub9cc\uc6d0 \ud655\ubcf4<\/h2>\n

\n\ube44\uc0c1\uae08\uc740 \ud22c\uc790\ub3c4 \uc544\ub2c8\uace0 \uc800\ucd95\ub3c4 \uc544\ub2c8\ub2e4. \uadf8\ub0e5 \uc4f8 \uc218 \uc788\ub294 \ub3c8\uc774\ub2e4.
\n\uac11\uc790\uae30 \ubcd1\uc6d0\ube44\uac00 \ub098\uc624\uac70\ub098, \ub178\ud2b8\ubd81\uc774 \uace0\uc7a5\ub098\uac70\ub098, \uc774\uc0ac\ub97c \uac11\uc790\uae30 \ud574\uc57c \ud560 \ub54c \uc4f0\ub294 \ub3c8.
\n\uc774\uac8c \uc5c6\uc73c\uba74 \uc801\uae08 \uae68\uac70\ub098 \uce74\ub4dc \ud560\ubd80\ub97c \uc4f0\uac8c \ub41c\ub2e4. \uadf8\ub7ec\uba74 \uc7ac\ubb34 \uacc4\ud68d\uc774 \ud1b5\uc9f8\ub85c \ud754\ub4e4\ub9b0\ub2e4.\n<\/p>\n

\n\uae30\uc900\uc740 \uc6d4 \uace0\uc815 \uc9c0\ucd9c\uc758 3~6\uac1c\uc6d4\uce58<\/strong>\ub2e4.
\n\uc6d4 \uace0\uc815 \uc9c0\ucd9c\uc774 50\ub9cc\uc6d0(\uc6d4\uc138\u00b7\uacf5\uacfc\uae08\u00b7\ud1b5\uc2e0\ube44 \ub4f1)\uc774\uba74 \ube44\uc0c1\uae08 \ubaa9\ud45c\ub294 150~300\ub9cc\uc6d0\uc774\ub2e4.
\n\ud30c\ud0b9\ud1b5\uc7a5\uc774\ub098 CMA\uc5d0 \ub123\uc5b4\ub450\ub294 \uac8c \uac00\uc7a5 \uc88b\ub2e4. \uc5b8\uc81c\ub4e0 \uaebc\ub0bc \uc218 \uc788\uace0 \uc774\uc790\ub3c4 \uc870\uae08 \ubd99\ub294\ub2e4.\n<\/p>\n

\n\ube44\uc0c1\uae08\uc774 \uc5c6\uc73c\uba74 \ud22c\uc790\ub3c4 \uc704\ud5d8\ud558\ub2e4. \uc8fc\uac00\uac00 \ub5a8\uc5b4\uc84c\uc744 \ub54c \uae34\uae09 \uc790\uae08\uc774 \ud544\uc694\ud574\uc11c
\n\uc5b5\uc9c0\ub85c \ud314\uac8c \ub418\uba74 \uc190\uc2e4\uc774 \ud655\uc815\ub41c\ub2e4. \ube44\uc0c1\uae08\uc740 \ud22c\uc790\uc758 \ubcf4\ud638\ub9c9\uc774\ub2e4.
\n\uc785\uc0ac \uccab \ub2ec\ubd80\ud130 \uc6d4 10~15\ub9cc\uc6d0\uc529\ub9cc \ud30c\ud0b9\ud1b5\uc7a5\uc5d0 \ub123\uc5b4\ub3c4 1\ub144\uc774\uba74 120~180\ub9cc\uc6d0\uc774 \uc313\uc778\ub2e4.\n<\/p>\n

\n

\n\ud83d\udccc \uccb4\ud06c \ud3ec\uc778\ud2b8<\/strong>
\n\u25a1 \ud30c\ud0b9\ud1b5\uc7a5\u00b7CMA \uacc4\uc88c\uc5d0 150\ub9cc\uc6d0 \uc774\uc0c1 \ud655\ubcf4
\n\u25a1 \uc790\ub3d9\uc774\uccb4\ub85c \ub9e4\uc6d4 \uc77c\uc815\uc561 \uc801\ub9bd \uc911
\n\u25a1 \ube44\uc0c1\uae08 \uacc4\uc88c\ub294 \uc0dd\ud65c\ube44 \uacc4\uc88c\uc640 \ubd84\ub9ac\ub418\uc5b4 \uc788\uc74c\n<\/p>\n<\/div>\n

\n\u2461 \ud1b5\uc7a5 \ucabc\uac1c\uae30 + \uc790\ub3d9\uc774\uccb4 \uc124\uc815<\/h2>\n

\n“\uc758\uc9c0\ub825\uc73c\ub85c \uc800\ucd95\ud55c\ub2e4”\ub294 \uac74 \uc2e4\ud328 \ud655\ub960\uc774 \ub192\ub2e4. \uadf8\ub2ec \uc9c0\ucd9c\uc774 \ub9ce\uc73c\uba74 \uc800\ucd95\uc774 \uc904\uac70\ub098 \uc548 \ub41c\ub2e4.
\n\ubc18\ub300\ub85c \uc6d4\uae09 \ub4e4\uc5b4\uc624\uba74 \uc790\ub3d9\uc73c\ub85c \ube60\uc838\ub098\uac00\uac8c \uc124\uc815<\/strong>\ud574\ub450\uba74 \uc800\ucd95\uc740 \ubb34\uc870\uac74 \ub41c\ub2e4.
\n\ub098\uba38\uc9c0 \ub3c8\uc73c\ub85c \uc0dd\ud65c\ud558\ub294 \uad6c\uc870\uac00 \ud575\uc2ec\uc774\ub2e4.\n<\/p>\n

\n\ucd5c\uc18c\ud55c \uc774 3\uac1c \ud1b5\uc7a5\uc740 \uad6c\ubd84\ud574\uc57c \ud55c\ub2e4.\n<\/p>\n\n\n\n\n\n\n\n
\ud1b5\uc7a5<\/th>\n\uc6a9\ub3c4<\/th>\n\uc124\uc815 \ubc29\ubc95<\/th>\n<\/tr>\n<\/thead>\n
\uc6d4\uae09 \ud1b5\uc7a5<\/td>\n\uc785\uae08 \uc804\uc6a9<\/td>\n\uc6d4\uae09\ub0a0 \uc790\ub3d9\uc774\uccb4 \ucd9c\ubc1c\uc9c0, \uc794\uc561 \ucd5c\uc18c \uc720\uc9c0<\/td>\n<\/tr>\n
\uc0dd\ud65c\ube44 \ud1b5\uc7a5<\/td>\n\uc18c\ube44 \uc804\uc6a9<\/td>\n\uc6d4\uae09\ub0a0 \uc815\ud574\uc9c4 \uc0dd\ud65c\ube44\ub9cc \uc774\uccb4, \uc774 \uce74\ub4dc\ub85c\ub9cc \uacb0\uc81c<\/td>\n<\/tr>\n
\uc800\ucd95\u00b7\ud22c\uc790 \ud1b5\uc7a5<\/td>\n\uc800\ucd95\u00b7\uc774\uccb4 \uc804\uc6a9<\/td>\n\uc801\uae08\u00b7ETF \uc790\ub3d9\uc774\uccb4 \ucd9c\ubc1c\uc9c0, \uc9c1\uc811 \uc778\ucd9c \uc548 \ud568<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

\n\ud1b5\uc7a5 3\uac1c\uac00 \ubc88\uac70\ub86d\ub2e4\uba74 \ucd5c\uc18c 2\uac1c(\uc0dd\ud65c\ube44 + \uc800\ucd95)\ub9cc\uc774\ub77c\ub3c4 \ub098\ub220\uc57c \ud55c\ub2e4.
\n\uc0dd\ud65c\ube44 \ud1b5\uc7a5\uc5d0 \ud55c \ub2ec \uc608\uc0b0\ub9cc \ub123\uc5b4\ub450\uba74 \uce74\ub4dc \uae01\uc744 \ub54c \uc790\ub3d9\uc73c\ub85c \uc81c\ud55c\uc774 \uac78\ub9b0\ub2e4.
\n\uc794\uc561\uc774 0\uc5d0 \uac00\uae4c\uc6cc\uc9c0\uba74 \ubcf8\ub2a5\uc801\uc73c\ub85c \uc9c0\ucd9c\uc774 \uc904\uc5b4\ub4e0\ub2e4.\n<\/p>\n

\n

\n\ud83d\udccc \uccb4\ud06c \ud3ec\uc778\ud2b8<\/strong>
\n\u25a1 \ud1b5\uc7a5\uc774 2\uac1c \uc774\uc0c1\uc73c\ub85c \ubd84\ub9ac\ub418\uc5b4 \uc788\uc74c
\n\u25a1 \uc6d4\uae09\ub0a0 \uc790\ub3d9\uc774\uccb4 \uc2a4\ucf00\uc904 \uc124\uc815 \uc644\ub8cc
\n\u25a1 \uc0dd\ud65c\ube44 \uacc4\uc88c\uc5d0 \ud55c \ub2ec \uc608\uc0b0\ub9cc \ub123\uc5b4\ub450\ub294 \ubc29\uc2dd \uc6b4\uc601 \uc911\n<\/p>\n<\/div>\n

\n\u2462 \uc2e0\uc6a9\uc810\uc218 \uad00\ub9ac \uc2dc\uc791<\/h2>\n

\n\uc2e0\uc6a9\uc810\uc218\ub294 \ubc29\uce58\ud574\ub3c4 \uc313\uc774\ub294 \uac8c \uc544\ub2c8\ub2e4. \uad00\ub9ac\ud574\uc57c \uc624\ub978\ub2e4.
\n\uc785\uc0ac \uccab \ud574\uc5d0 \uc544\ubb34\uac83\ub3c4 \uc548 \ud558\uba74 1\ub144\uc744 \ub0ad\ube44\ud558\ub294 \uac83\uc774\ub2e4.
\n\ud2b9\ud788 \uc0ac\ud68c\ucd08\ub144\uc0dd\uc740 \uc2e0\uc6a9 \uc774\ub825 \uc790\uccb4\uac00 \uc5c6\uc5b4\uc11c \uc810\uc218\uac00 \ub0ae\uac70\ub098 \ud3c9\uac00 \uc790\uccb4\uac00 \uc548 \ub418\ub294 \uacbd\uc6b0\uac00 \uc788\ub2e4.\n<\/p>\n

\n\uc2e0\uc6a9\uc810\uc218\ub97c \uc62c\ub9ac\ub294 \uac00\uc7a5 \ube60\ub978 \ubc29\ubc95\uc740 \ub450 \uac00\uc9c0\ub2e4.
\n\uccab\uc9f8, \uc2e0\uc6a9\uce74\ub4dc\ub97c \ub9cc\ub4e4\uc5b4\uc11c \uc18c\uc561\uc744 \ub9e4\ub2ec \uc4f0\uace0 \uc804\uc561 \uacb0\uc81c<\/strong>\ud55c\ub2e4.
\n\uce74\ub4dc \ud55c\ub3c4\uc758 30% \uc774\ud558\ub85c \uc4f0\uace0 \uc5f0\uccb4 \uc5c6\uc774 \uacb0\uc81c\ud558\uba74 \uc218\uac1c\uc6d4 \ub0b4\uc5d0 \uc810\uc218\uac00 \uc624\ub978\ub2e4.
\n\ub458\uc9f8, \ud1b5\uc2e0\ube44\u00b7\uacf5\uacfc\uae08 \ub0a9\ubd80 \uc2e4\uc801\uc744 \uc2e0\uc6a9\ud3c9\uac00\uc0ac\uc5d0 \ub4f1\ub85d<\/strong>\ud55c\ub2e4.
\nNICE\uc640 KCB \uc571\uc5d0\uc11c \uac01\uac01 \ubb34\ub8cc\ub85c \ub4f1\ub85d \uac00\ub2a5\ud558\ub2e4. \uc798 \ubaa8\ub974\ub294 \uc0ac\ub78c\uc774 \ub9ce\uc740\ub370,
\n\uc774\uac83\ub9cc \ud574\ub3c4 \uc810\uc218\uac00 10~30\uc810 \uc624\ub974\ub294 \uacbd\uc6b0\ub3c4 \uc788\ub2e4.\n<\/p>\n

\n\uccb4\ud06c\uce74\ub4dc\ub9cc \uc4f0\ub294 \uac74 \uc2e0\uc6a9\uc810\uc218\uc5d0 \uac70\uc758 \ub3c4\uc6c0\uc774 \uc548 \ub41c\ub2e4.
\n\uc2e0\uc6a9 \uc774\ub825\uc774 \uc5c6\uc73c\uba74 \ub300\ucd9c \uc2ec\uc0ac \ub54c \ubd88\ub9ac\ud558\uac8c \uc791\uc6a9\ud55c\ub2e4.
\n\ub098\uc911\uc5d0 \uc804\uc138 \uc790\uae08 \ub300\ucd9c\uc774\ub098 \uc790\ub3d9\ucc28 \ud560\ubd80\ub97c \uc4f8 \ub54c \uc2e0\uc6a9\uc810\uc218\uac00 \ub0ae\uc73c\uba74 \uae08\ub9ac\uac00 \ub192\uc544\uc9c4\ub2e4.
\n1\ub144 \ucc28\uc774\uac00 \ub098\uc911\uc5d0 \uc774\uc790 \uc218\uc2ed\ub9cc\uc6d0 \ucc28\uc774\ub85c \uc774\uc5b4\uc9c8 \uc218 \uc788\ub2e4.\n<\/p>\n

\n

\n\ud83d\udccc \uccb4\ud06c \ud3ec\uc778\ud2b8<\/strong>
\n\u25a1 \uc2e0\uc6a9\uce74\ub4dc 1\uc7a5 \uc774\uc0c1 \ubcf4\uc720 + \ub9e4\ub2ec \uc804\uc561 \uacb0\uc81c
\n\u25a1 NICE\u00b7KCB \uc571\uc5d0\uc11c \ud1b5\uc2e0\ube44 \ub0a9\ubd80 \uc2e4\uc801 \ub4f1\ub85d \uc644\ub8cc
\n\u25a1 \ud604\uc7ac \uc2e0\uc6a9\uc810\uc218 \ud655\uc778 (\ud1a0\uc2a4\u00b7\uce74\uce74\uc624\ud398\uc774\u00b7\ubc45\ud06c\uc0d0\ub7ec\ub4dc \ubb34\ub8cc \uc870\ud68c)\n<\/p>\n<\/div>\n

\n\u2463 \uc5f0\uae08\uc800\ucd95 or IRP \uac00\uc785<\/h2>\n

\n\uc774\uac8c \uc785\uc0ac \uccab \ud574\uc5d0 \uac00\uc7a5 \ubabb\ud558\ub294 \ud56d\ubaa9\uc774\ub2e4. \uc55e\uc758 \ucc28\ud2b8\uc5d0\uc11c\ub3c4 \ub2ec\uc131\ub960\uc774 29%\ub85c \uac00\uc7a5 \ub0ae\uc558\ub2e4.
\n\uc774\uc720\ub294 \uac04\ub2e8\ud558\ub2e4. \uae09\ud558\uc9c0 \uc54a\uc544 \ubcf4\uc774\uae30 \ub54c\ubb38\uc774\ub2e4. \ub098\ub3c4 \uadf8\ub7ac\ub2e4.
\n“\ud1f4\uc9c1\uc740 30\ub144 \ub4a4\uc778\ub370 \uc9c0\uae08\ubd80\ud130 \ud574\uc57c \ud574?” \uc2f6\uc5c8\ub2e4.\n<\/p>\n

\n\uadfc\ub370 \uc5f0\uae08\uc800\ucd95\uc740 \uc9c0\uae08 \ub2f9\uc7a5 \uc138\uae08 \ud658\uae09\uc774 \ub41c\ub2e4<\/strong>.
\n\uc5f0\ubd09 3,200\ub9cc\uc6d0 \uae30\uc900\uc73c\ub85c \uc5f0\uae08\uc800\ucd95\uc5d0 \uc5f0 400\ub9cc\uc6d0\uc744 \ub0a9\uc785\ud558\uba74 \uc57d 52.8\ub9cc\uc6d0\uc774 \uc5f0\ub9d0\uc815\uc0b0\uc5d0\uc11c \ub3cc\uc544\uc628\ub2e4.
\n\uc6d4 33\ub9cc\uc6d0 \ub0a9\uc785\ud558\uba74 \uc5f0 52.8\ub9cc\uc6d0 \ud658\uae09\uc774\ub2e4. \uc0ac\uc2e4\uc0c1 \uc218\uc775\ub960\uc774 13.2%\uc778 \uc148\uc774\ub2e4.
\n\uc774\ub7f0 \uc0c1\ud488\uc774 \ub2e4\ub978 \ub370 \uc5b4\ub514 \uc788\ub098.\n<\/p>\n

\n\ub0a9\uc785\uc561\uc774 \uc801\uc5b4\ub3c4 \ub41c\ub2e4. \uc6d4 10\ub9cc\uc6d0\uc774\ub77c\ub3c4 \uc9c0\uae08 \uc2dc\uc791\ud558\uba74 \ub41c\ub2e4.
\n\uc911\uc694\ud55c \uac74 \uacc4\uc88c\ub97c \ub9cc\ub4e4\uace0 \uc790\ub3d9\uc774\uccb4\ub97c \uc124\uc815\ud574\ub450\ub294 \uac83\uc774\ub2e4.
\n\ub098\uc911\uc5d0 \uae08\uc561\uc740 \uc5bc\ub9c8\ub4e0\uc9c0 \ub298\ub9b4 \uc218 \uc788\ub2e4. \ud558\uc9c0\ub9cc \uc2dc\uc791\uc744 \ubbf8\ub8e8\uba74 \uccab \uc5f0\ub9d0\uc815\uc0b0\uc5d0\uc11c \ud658\uae09\uc744 \ubabb \ubc1b\ub294\ub2e4.\n<\/p>\n

\n

\n\ud83d\udccc \uccb4\ud06c \ud3ec\uc778\ud2b8<\/strong>
\n\u25a1 \uc5f0\uae08\uc800\ucd95\ud380\ub4dc \ub610\ub294 IRP \uacc4\uc88c \uac1c\uc124 \uc644\ub8cc
\n\u25a1 \uc6d4 \uc790\ub3d9\uc774\uccb4 \uc124\uc815 (\uae08\uc561 \ubb34\uad00, 10\ub9cc\uc6d0 \uc774\uc0c1 \uad8c\uc7a5)
\n\u25a1 ETF(S&P500\u00b7\uc804\uc138\uacc4 \uc9c0\uc218) \uc790\ub3d9 \ub9e4\uc218 \uc124\uc815\n<\/p>\n<\/div>\n

\n\u2464 \uc18c\ube44 \ucd94\uc801 \uc2b5\uad00 \ud615\uc131<\/h2>\n

\n\uc18c\ube44\ub97c \uae30\ub85d\ud558\uc9c0 \uc54a\uc73c\uba74 \uc5b4\ub514\uc11c \ub3c8\uc774 \uc0c8\ub294\uc9c0 \ubaa8\ub978\ub2e4.
\n“\ub098\ub294 \ub0ad\ube44 \uc548 \ud574”\ub77c\uace0 \uc0dd\uac01\ud558\ub294 \uc0ac\ub78c \uc911\uc5d0 \uc2e4\uc81c\ub85c \uc9c0\ucd9c \ub0b4\uc5ed\uc744 \ubcf4\uace0 \ucda9\uaca9 \ubc1b\ub294 \uacbd\uc6b0\uac00 \ub9ce\ub2e4.
\n\ud3b8\uc758\uc810\u00b7\uce74\ud398\u00b7\ud0dd\uc2dc\u00b7\uad6c\ub3c5 \uc11c\ube44\uc2a4\uc5d0\uc11c \uc870\uae08\uc529 \uc0c8\ub294 \ub3c8\uc774 \ud55c \ub2ec\uc5d0 10\ub9cc\uc6d0\uc744 \ub118\ub294 \uacbd\uc6b0\ub3c4 \ud754\ud558\ub2e4.\n<\/p>\n

\n\uc571\uc744 \uc4f0\ub294 \uac8c \uac00\uc7a5 \ud3b8\ud558\ub2e4. \ud1a0\uc2a4\u00b7\ubc45\ud06c\uc0d0\ub7ec\ub4dc\u00b7\uce74\uce74\uc624\ud398\uc774 \uc911 \ud558\ub098\ub97c \uace8\ub77c\uc11c
\n\uce74\ub4dc\u00b7\uacc4\uc88c\ub97c \uc5f0\ub3d9\ud558\uba74 \uc790\ub3d9\uc73c\ub85c \uc9c0\ucd9c \ubd84\ub958\uac00 \ub41c\ub2e4.
\n\uad73\uc774 \uc218\uae30\ub85c \uae30\ub85d\ud558\uc9c0 \uc54a\uc544\ub3c4 \ub41c\ub2e4. \ud55c \ub2ec\uc5d0 \ud55c \ubc88, \uce74\ud14c\uace0\ub9ac\ubcc4\ub85c \uc5bc\ub9c8\ub098 \uc37c\ub294\uc9c0 \ud655\uc778\ud558\ub294 \uac83\ub9cc\uc73c\ub85c\ub3c4 \ucda9\ubd84\ud558\ub2e4.\n<\/p>\n

\n\ucc98\uc74c\uc5d4 \ub0b4\uc5ed\uc744 \ubcf4\ub294 \uac8c \ubd88\ud3b8\ud558\ub2e4. \uc0dd\uac01\ubcf4\ub2e4 \ub9ce\uc774 \uc37c\ub2e4\ub294 \uac78 \ud655\uc778\ud558\ub294 \uac8c \ubd88\ucf8c\ud558\uae30 \ub54c\ubb38\uc774\ub2e4.
\n\uadf8\ub7f0\ub370 \uadf8 \ubd88\ucf8c\ud568\uc774 \ub2e4\uc74c \ub2ec \uc18c\ube44\ub97c \uc904\uc774\ub294 \ub3d9\ub825\uc774 \ub41c\ub2e4.
\n\ubcf4\ub294 \uac83\ub9cc\uc73c\ub85c\ub3c4 \uc9c0\ucd9c\uc774 \uc904\uc5b4\ub4e0\ub2e4\ub294 \uc5f0\uad6c \uacb0\uacfc\ub3c4 \uc788\ub2e4. \uadf8\ub0e5 \ubcf4\uae30\ub9cc \ud574\ub3c4 \ub41c\ub2e4.\n<\/p>\n

\n

\n\ud83d\udccc \uccb4\ud06c \ud3ec\uc778\ud2b8<\/strong>
\n\u25a1 \uc18c\ube44 \ucd94\uc801 \uc571 1\uac1c \uc774\uc0c1 \uc0ac\uc6a9 \uc911
\n\u25a1 \uce74\ub4dc\u00b7\uacc4\uc88c \uc5f0\ub3d9 \uc644\ub8cc
\n\u25a1 \uc6d4 1\ud68c \uc774\uc0c1 \uce74\ud14c\uace0\ub9ac\ubcc4 \uc9c0\ucd9c \ud655\uc778 \uc2b5\uad00 \uc788\uc74c\n<\/p>\n<\/div>\n

\n\u2465 \uc5f0\ub9d0\uc815\uc0b0 \ud658\uae09 \ucd5c\uc801\ud654<\/h2>\n

\n\uc785\uc0ac \uccab \ud574\uc5d0 \uc5f0\ub9d0\uc815\uc0b0\uc744 \ucc98\uc74c \uacbd\ud5d8\ud558\ub294 \uacbd\uc6b0\uac00 \ub9ce\uc740\ub370, \uc81c\ub300\ub85c \ucc59\uae30\uc9c0 \ubabb\ud558\uba74 \ud658\uae09\uc744 \ubabb \ubc1b\uac70\ub098
\n\uc624\ud788\ub824 \ucd94\ub0a9(\ucd94\uac00 \ub0a9\ubd80)\uc774 \uc0dd\uae30\uae30\ub3c4 \ud55c\ub2e4. \ub300\ubd80\ubd84\uc740 \uc2e0\uc6a9\uce74\ub4dc\u00b7\uccb4\ud06c\uce74\ub4dc \uc0ac\uc6a9 \ube44\uc728, \uc758\ub8cc\ube44, \uad50\uc721\ube44 \ub4f1
\n\uc18c\ub4dd\uacf5\uc81c \ud56d\ubaa9\uc744 \uc815\ud655\ud788 \uc54c\uc9c0 \ubabb\ud574\uc11c \uc190\ud574\ub97c \ubcf8\ub2e4.\n<\/p>\n

\n\uc5f0\ubd09 3,200\ub9cc\uc6d0 \uae30\uc900\uc73c\ub85c \ucc59\uae38 \uc218 \uc788\ub294 \uc8fc\uc694 \ud658\uae09 \ud56d\ubaa9\uc744 \ubcf4\uba74,
\n\uc2e0\uc6a9\uce74\ub4dc \uc18c\ub4dd\uacf5\uc81c(\uc5f0 \uc218\uc785\uc758 25% \ucd08\uacfc \uc0ac\uc6a9\ubd84 \uacf5\uc81c), \uc5f0\uae08\uc800\ucd95 \uc138\uc561\uacf5\uc81c(\ub0a9\uc785\uc561\uc758 13.2~16.5%),
\n\uc758\ub8cc\ube44\u00b7\uad50\uc721\ube44\u00b7\uae30\ubd80\uae08 \uacf5\uc81c \ub4f1\uc774 \uc788\ub2e4.
\n\uc774 \uc911\uc5d0\uc11c \uac00\uc7a5 \ud655\uc2e4\ud55c \uac74 \uc5f0\uae08\uc800\ucd95 \ub0a9\uc785<\/strong>\uc774\ub2e4.
\n\ub0a9\uc785\ud55c \ub9cc\ud07c \uac70\uc758 \uc790\ub3d9\uc73c\ub85c \uc138\uae08 \ud658\uae09\uc774 \ub418\uae30 \ub54c\ubb38\uc5d0 \uc608\uce21 \uac00\ub2a5\ud558\uace0 \uc548\uc815\uc801\uc774\ub2e4.\n<\/p>\n

\n\uc5f0\ub9d0\uc774 \ub2e4\uac00\uc624\uba74 \uad6d\uc138\uccad \ud648\ud0dd\uc2a4\uc5d0\uc11c \uc5f0\ub9d0\uc815\uc0b0 \ubbf8\ub9ac \ubcf4\uae30 \uc11c\ube44\uc2a4\ub97c \uc774\uc6a9\ud560 \uc218 \uc788\ub2e4.
\n10~11\uc6d4\uc5d0 \ud55c \ubc88 \ud655\uc778\ud558\uba74 \uc5b4\ub290 \ud56d\ubaa9\uc774 \ubd80\uc871\ud55c\uc9c0 \ubcf4\uc774\uace0, 12\uc6d4\uc5d0 \uc9d1\uc911\ud574\uc11c \ucc44\uc6b8 \uc218 \uc788\ub2e4.
\n\ud2b9\ud788 \uc2e0\uc6a9\uce74\ub4dc \uacf5\uc81c\ub294 12\uc6d4 \ud55c \ub2ec \ub3d9\uc548 \uccb4\ud06c\uce74\ub4dc \ube44\uc911\uc744 \ub298\ub9ac\ub294 \uac83\ub9cc\uc73c\ub85c\ub3c4 \ub2ec\ub77c\uc9c8 \uc218 \uc788\ub2e4.\n<\/p>\n

\n

\n\ud83d\udccc \uccb4\ud06c \ud3ec\uc778\ud2b8<\/strong>
\n\u25a1 \uc5f0\uae08\uc800\ucd95\u00b7IRP \ub0a9\uc785\uc73c\ub85c \uc138\uc561\uacf5\uc81c \ud56d\ubaa9 \ud655\ubcf4
\n\u25a1 \uc2e0\uc6a9\uce74\ub4dc \uc18c\ub4dd\uacf5\uc81c \uc694\uac74(\uc5f0 \uc218\uc785 25% \ucd08\uacfc \uc0ac\uc6a9) \ucda9\uc871 \uc5ec\ubd80 \ud655\uc778
\n\u25a1 \uc5f0\ub9d0 \uc804 \ud648\ud0dd\uc2a4 ‘\uc5f0\ub9d0\uc815\uc0b0 \ubbf8\ub9ac \ubcf4\uae30’ \uc870\ud68c\n<\/p>\n<\/div>\n

\n\u2466 \uccab ETF \ud22c\uc790 \uc2dc\uc791<\/h2>\n

\n\ud22c\uc790\ub97c “\ub098\uc911\uc5d0 \uc5ec\uc720 \uc0dd\uae30\uba74”\uc73c\ub85c \ubbf8\ub8e8\ub294 \uc0ac\ub78c\uc774 \ub9ce\ub2e4. \uadf8\ub7f0\ub370 \uc5ec\uc720\ub294 \uc798 \uc0dd\uae30\uc9c0 \uc54a\ub294\ub2e4.
\n\uc18c\ub4dd\uc774 \ub298\uc5b4\ub3c4 \uc18c\ube44\uac00 \ub530\ub77c \ub298\uc5b4\ub098\uae30 \ub54c\ubb38\uc774\ub2e4. \uc9c0\uae08 \uc6d4 10\ub9cc\uc6d0\uc744 \ud22c\uc790\ud560 \uc218 \uc5c6\uc73c\uba74
\n\ub098\uc911\uc5d0 \uc6d4 50\ub9cc\uc6d0\ub3c4 \ud22c\uc790\ud558\uae30 \uc5b4\ub835\ub2e4. \uc2b5\uad00\uc758 \ubb38\uc81c\uc774\uae30 \ub54c\ubb38\uc774\ub2e4.\n<\/p>\n

\nETF\ub294 \uc9c4\uc785 \uc7a5\ubcbd\uc774 \ub0ae\ub2e4. \uc5f0\uae08\uc800\ucd95\ud380\ub4dc \uacc4\uc88c\uc5d0\uc11c S&P500 \ucd94\uc885 ETF\ub97c \ub9e4\ub2ec 1\ub9cc\uc6d0\uc529 \uc0ac\ub294 \uac83\ub3c4 \ud22c\uc790\ub2e4.
\n\uae08\uc561\uc774 \uc544\ub2c8\ub77c \uc790\ub3d9 \ub9e4\uc218 \uc2b5\uad00<\/strong>\uc744 \ub9cc\ub4dc\ub294 \uac8c \ubaa9\ud45c\ub2e4.
\n\ucc98\uc74c\uc5d0 \uc218\uc775\uc774 \ub098\ub3c4, \uc190\ud574\uac00 \ub098\ub3c4 \ud314\uc9c0 \uc54a\uace0 \uacc4\uc18d \uc801\ub9bd\ud558\ub294 \uacbd\ud5d8\uc774 \uc911\uc694\ud558\ub2e4.
\n\uc774 \uacbd\ud5d8\uc774 \uc788\uc5b4\uc57c \ub098\uc911\uc5d0 \ud070 \uae08\uc561\uc73c\ub85c \ud22c\uc790\ud560 \ub54c \ud754\ub4e4\ub9ac\uc9c0 \uc54a\ub294\ub2e4.\n<\/p>\n

\n\uc8fc\uc758\ud560 \uc810\uc774 \uc788\ub2e4. \ube44\uc0c1\uae08\uc774 \uc5c6\ub294 \uc0c1\ud0dc\uc5d0\uc11c \ud22c\uc790\ubd80\ud130 \ud558\uba74 \uc548 \ub41c\ub2e4.
\n\uc2dc\uc7a5\uc774 \ub5a8\uc5b4\uc84c\uc744 \ub54c \uc0dd\ud65c\ube44\uac00 \ubd80\uc871\ud574\uc11c \ud314\uc544\uc57c \ud558\ub294 \uc0c1\ud669\uc774 \uc0dd\uae30\uba74 \uc190\uc2e4\uc774 \ud655\uc815\ub41c\ub2e4.
\n\ube44\uc0c1\uae08 \ucd5c\uc18c 100\ub9cc\uc6d0 \uc774\uc0c1\uc744 \ud655\ubcf4\ud55c \ub4a4\uc5d0 \ub098\uba38\uc9c0\ub97c \ud22c\uc790\ub85c \ub123\ub294 \uc21c\uc11c\uac00 \ub9de\ub2e4.\n<\/p>\n

\"\uc5f0\ubd09\ubcc4
\u25b2 \ubaa9\ud45c\ub97c \ubaa8\ub450 \ub2ec\uc131\ud588\uc744 \ub54c \uae30\ub300\ud560 \uc218 \uc788\ub294 \uc5f0\ubd09\ubcc4 1\ub144\ucc28 \ub9d0 \uc790\uc0b0 \uad6c\uc870<\/figcaption><\/figure>\n
\n

\n\ud83d\udccc \uccb4\ud06c \ud3ec\uc778\ud2b8<\/strong>
\n\u25a1 \uc5f0\uae08\uc800\ucd95\ud380\ub4dc\u00b7ISA \uacc4\uc88c\uc5d0\uc11c ETF 1\uc885 \uc774\uc0c1 \uc790\ub3d9 \ub9e4\uc218 \uc124\uc815
\n\u25a1 \ub9e4\uc218 \ud6c4 \ud314\uc9c0 \uc54a\uace0 3\uac1c\uc6d4 \uc774\uc0c1 \uc720\uc9c0 \uacbd\ud5d8
\n\u25a1 \ud22c\uc790 \uc6d0\uae08 \uc6d4 10\ub9cc\uc6d0 \uc774\uc0c1 \uc801\ub9bd \uc911\n<\/p>\n<\/div>\n

\n\uba87 \uac1c \ub2ec\uc131\ud588\ub098?<\/h2>\n

\n7\uac1c \ud56d\ubaa9\uc744 \uc194\uc9c1\ud558\uac8c \uccb4\ud06c\ud574\ubd24\uc744 \ub54c, \uba87 \uac1c\uac00 \uc644\ub8cc\ub410\ub294\uc9c0 \uae30\uc900\uc744 \uc815\ud574\ub450\uba74 \uc774\ub807\ub2e4.\n<\/p>\n\n\n\n\n\n\n\n\n
\ub2ec\uc131 \uac1c\uc218<\/th>\n\ud3c9\uac00<\/th>\n\ub2e4\uc74c \uc561\uc158<\/th>\n<\/tr>\n<\/thead>\n
7\uac1c<\/td>\n\uc644\ubcbd\ud55c 1\ub144\ucc28 \ud83c\udf89<\/td>\n2\ub144\ucc28 \ubaa9\ud45c: \ud22c\uc790 \ube44\uc911 \ud655\ub300 + \uc5f0\ubd09 \uc778\uc0c1\ubd84 \ud22c\uc790 \uc5f0\uacb0<\/td>\n<\/tr>\n
5~6\uac1c<\/td>\n\uc6b0\uc218\ud55c \ucd9c\ubc1c<\/td>\n\ubbf8\ub2ec \ud56d\ubaa9 1~2\uac1c \uc774\ubc88 \ub2ec \ub0b4\ub85c \uc644\ub8cc \ubaa9\ud45c<\/td>\n<\/tr>\n
3~4\uac1c<\/td>\n\uc544\uc9c1 \uae30\ud68c \uc788\uc74c<\/td>\n\uc6b0\uc120\uc21c\uc704 \ub192\uc740 \uac83(\ube44\uc0c1\uae08\u00b7\ud1b5\uc7a5\ucabc\uac1c\uae30)\ubd80\ud130 \uc774\ubc88 \uc8fc \uc2dc\uc791<\/td>\n<\/tr>\n
0~2\uac1c<\/td>\n\uc9c0\uae08\uc774 \uc804\ud658\uc810<\/td>\n\uc624\ub298 \ud30c\ud0b9\ud1b5\uc7a5 \uac1c\uc124 + \uc790\ub3d9\uc774\uccb4 \uc124\uc815\ubd80\ud130 \uc2dc\uc791<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

\n\ub2ec\uc131 \uac1c\uc218\uac00 \ub0ae\ub2e4\uace0 \uc704\ucd95\ub420 \ud544\uc694\ub294 \uc5c6\ub2e4. \uc9c0\uae08 \uc54c\uc558\uc73c\uba74 \uc9c0\uae08 \uc2dc\uc791\ud558\uba74 \ub41c\ub2e4.
\n2\ub144\ucc28 \ub54c \uc774 \uccb4\ud06c\ub9ac\uc2a4\ud2b8\ub97c \ubaa8\ub450 \uc644\ub8cc\ud55c \uc0c1\ud0dc\uba74 3\ub144\ucc28\uc5d0\ub294 \ud6e8\uc52c \ub2e4\ub978 \uc7ac\ubb34 \uad6c\uc870\uac00 \ub9cc\ub4e4\uc5b4\uc9c4\ub2e4.\n<\/p>\n

\n1\ub144\uc774 \uc9c0\ub098\ub3c4 \uc548 \ub418\ub294 \uc774\uc720\ub294 \ud558\ub098\ub2e4<\/h2>\n

\n\uc544\ub294\ub370 \uc548 \ud558\ub294 \uac83\uc774\ub2e4. \ud1b5\uc7a5 \ucabc\uac1c\uae30, \uc790\ub3d9\uc774\uccb4, \uc5f0\uae08\uc800\ucd95 \uac00\uc785 \u2014 \uc804\ubd80 30\ubd84 \uc548\uc5d0 \ud560 \uc218 \uc788\ub294 \uac83\ub4e4\uc774\ub2e4.
\n\ubcf5\uc7a1\ud558\uac70\ub098 \uc5b4\ub824\uc6b4 \uac8c \uc544\ub2c8\ub2e4. \uadf8\ub0e5 \uc548 \ud588\uc744 \ubfd0\uc774\ub2e4.\n<\/p>\n

\n\uc194\uc9c1\ud788 \ub9d0\ud558\uba74 \ub098\ub3c4 \uc785\uc0ac \uccab \ud574\ub97c \uac70\uc758 \ub0a0\ub838\ub2e4.
\n\ube44\uc0c1\uae08\ub3c4 \uc5c6\uc774 \uc18c\ube44\ub9cc \ud558\ub2e4\uac00 \uc5b4\ub290 \ub0a0 \ud1b5\uc7a5\uc744 \ubd24\uc744 \ub54c \uc794\uc561\uc774 \uac70\uc758 \uc5c6\uc5c8\ub2e4.
\n\uadf8 \ucda9\uaca9\uc774 \uc5c6\uc5c8\uc73c\uba74 \uc544\ub9c8 2\ub144\ucc28\ub3c4 \uac19\uc558\uc744 \uac70\ub2e4.
\n\uadf8\ub54c \uc774 \uccb4\ud06c\ub9ac\uc2a4\ud2b8\ub97c \uc54c\uace0 \uc788\uc5c8\ub2e4\uba74 \uadf8 \ucda9\uaca9 \uc5c6\uc774\ub3c4 \ub2ec\ub77c\uc84c\uc744 \uac83 \uac19\ub2e4.\n<\/p>\n

\n\uc774 \uae00\uc744 \uc77d\uace0 \uc788\ub2e4\uba74, \uc9c0\uae08 \ub2f9\uc7a5 \ud55c \uac00\uc9c0\ub9cc \ud574\ubcf4\uc790.
\n\ud30c\ud0b9\ud1b5\uc7a5\uc5d0 \uc774\ubc88 \ub2ec 5\ub9cc\uc6d0\ub9cc \ub123\uc5b4\ub450\ub294 \uac83\ubd80\ud130.
\n\uadf8\uac8c \ube44\uc0c1\uae08\uc758 \uc2dc\uc791\uc774\uace0, \uc7ac\ubb34 \uad00\ub9ac\uc758 \ucd9c\ubc1c\uc810\uc774\ub2e4.
\n7\uac00\uc9c0 \uccb4\ud06c\ub9ac\uc2a4\ud2b8\uac00 \ud55c\uaebc\ubc88\uc5d0 \uc548 \ub3fc\ub3c4 \ub41c\ub2e4. \ud558\ub098\uc529 \ud558\uba74 \ub41c\ub2e4.\n<\/p>\n

\n

\uc785\uc0ac 1\ub144\ucc28 \uc7ac\ubb34 \ubaa9\ud45c \ud575\uc2ec \uc815\ub9ac<\/p>\n

\n\u2714 \ube44\uc0c1\uae08 150~300\ub9cc\uc6d0: \ud30c\ud0b9\ud1b5\uc7a5\uc5d0 \uc6d4 \uace0\uc815 \uc9c0\ucd9c 3~6\uac1c\uc6d4\uce58 \ud655\ubcf4
\n\u2714 \ud1b5\uc7a5 \ucabc\uac1c\uae30: \uc6d4\uae09\ub0a0 \uc790\ub3d9\uc774\uccb4\ub85c \uc0dd\ud65c\ube44\u00b7\uc800\ucd95 \uc790\ub3d9 \ubd84\ub9ac
\n\u2714 \uc2e0\uc6a9\uc810\uc218: \uc2e0\uc6a9\uce74\ub4dc \uc804\uc561 \uacb0\uc81c + \ud1b5\uc2e0\ube44 \ub0a9\ubd80 \uc2e4\uc801 \ub4f1\ub85d
\n\u2714 \uc5f0\uae08\uc800\ucd95\u00b7IRP: \uc6d4 10\ub9cc\uc6d0\uc774\ub77c\ub3c4 \uc9c0\uae08 \ub2f9\uc7a5 \uc2dc\uc791 \u2192 \uc138\uc561\uacf5\uc81c \ud61c\ud0dd
\n\u2714 \uc18c\ube44 \ucd94\uc801: \uc571 \uc5f0\ub3d9 \ud6c4 \uc6d4 1\ud68c \uc9c0\ucd9c \uce74\ud14c\uace0\ub9ac \ud655\uc778
\n\u2714 \uc5f0\ub9d0\uc815\uc0b0: 10~11\uc6d4 \ud648\ud0dd\uc2a4 \ubbf8\ub9ac \ubcf4\uae30\ub85c \ud658\uae09 \ucd5c\uc801\ud654
\n\u2714 \uccab ETF \ud22c\uc790: \ube44\uc0c1\uae08 \ud655\ubcf4 \ud6c4 \uc18c\uc561 \uc790\ub3d9 \ub9e4\uc218 \uc2dc\uc791\n<\/p>\n<\/div>\n<\/article>\n","protected":false},"excerpt":{"rendered":"

\uc785\uc0ac \uccab \ud574\uac00 \ub05d\ub098\uac08 \ub54c\ucbe4, \ubb38\ub4dd \uc774\ub7f0 \uc0dd\uac01\uc774 \ub4e0\ub2e4. “\ub098 1\ub144 \ub3d9\uc548 \ubb50 \ud588\uc9c0? \ub3c8\uc740 \uc5bc\ub9c8\ub098 \ubaa8\uc558\uc9c0?” \uadf8\ub7f0\ub370 \ub9c9\uc0c1 \ud1b5\uc7a5\uc744 \ubcf4\uba74 \uc22b\uc790\uac00 \uc0dd\uac01\ubcf4\ub2e4 \uc801\uace0, \uc815\ud655\ud788 \ubb58 \ud574\ub1a8\ub294\uc9c0\ub3c4 \ud750\ub9bf\ud558\ub2e4. \uc6d4\uae09\uc740 \uaf2c\ubc15\uaf2c\ubc15 \ub4e4\uc5b4\uc654\ub294\ub370 \uc190\uc5d0 \uc7a1\ud788\ub294 \uac8c \uc5c6\ub294 \ub290\ub08c, \ub098\ub9cc \uadf8\ub7ac\ub358 \uac74 \uc544\ub2d0 \uac70\ub2e4. \ub098\ub294 \uc785\uc0ac 1\ub144\uc774 \ub410\uc744 \ub54c \ub3cc\uc544\ubcf4\ub2c8\uae4c \ube44\uc0c1\uae08\ub3c4 \uc81c\ub300\ub85c \uc5c6\uace0, \uc5f0\uae08\uc800\ucd95\uc740 \uac00\uc785\ub9cc \ud574\ub193\uace0 \uc790\ub3d9\uc774\uccb4\ub3c4 \uc548 … \ub354 \uc77d\uae30<\/a><\/p>\n","protected":false},"author":1,"featured_media":122,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-125","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-1"],"_links":{"self":[{"href":"https:\/\/jusikrank.pe.kr\/index.php?rest_route=\/wp\/v2\/posts\/125","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/jusikrank.pe.kr\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/jusikrank.pe.kr\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/jusikrank.pe.kr\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/jusikrank.pe.kr\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=125"}],"version-history":[{"count":0,"href":"https:\/\/jusikrank.pe.kr\/index.php?rest_route=\/wp\/v2\/posts\/125\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/jusikrank.pe.kr\/index.php?rest_route=\/wp\/v2\/media\/122"}],"wp:attachment":[{"href":"https:\/\/jusikrank.pe.kr\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=125"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/jusikrank.pe.kr\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=125"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/jusikrank.pe.kr\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=125"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}